Essential Workers Have a 13% Uninsured Rate, Making Some States More At-Risk For Essential Workers

QuoteWizard, a LendingTree company, and one of the nation’s leading online insurance marketplaces released a report on states around the country where essential workers could face the greatest risk are those with a high rate of essential workforce and states that lack employer-sponsored health insurance.

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The work environments during the pandemic have been extremely risky for the essential workforce. The workers putting themselves on the frontlines are considered heroes by many for keeping the country running in hard times. Unfortunately, it’s workers that are disproportionately under-insured and underpaid than non-essential workers.

Key Findings:

  • workers have an uninsured rate of 13% compared to 8% of non-essential workers.
  • Nationally, 84% of employers offer health insurance coverage.
  • Thirty-five percent of workers have had work hours reduced or limited from the pandemic compared to 24% of non-essential workers.
  • Fifty percent of workers can’t afford a $500 unexpected medical bill, compared to 69% of non-workers.
  • Restaurant, construction and home health industries have the highest rates of uninsured workers and low wage jobs.

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