A radically new way to access your earnings — available exclusively through EarnIn Card, the first card that streams your pay as you work
EarnIn, the leading earnings management company, today announced the launch of Live Pay, a groundbreaking technology that lets workers get paid continuously – as they earn it – rather than waiting two weeks for a traditional payday. Live Pay reimagines the outdated pay cycles with a real-time earnings stream that grows every second someone works.
Available exclusively through the new EarnIn Card, Live Pay marks a fundamental shift in how income becomes available – and represents the next chapter in EarnIn’s decade-long mission to put financial control back in the hands of workers. Starting today, early access is available via a public EarnIn Card waitlist.
Meet EarnIn Card- Powered by Live Pay
EarnIn Card is a first-of-its-kind card designed to enable people to stream their pay in real time — up to $1,500 per pay period, based on eligibility and usage limits — with no interest on transactions, no hidden fees, and no credit check required.1 It works anywhere Visa is accepted and turns every paycheck into an opportunity to build credit history, making each payday more valuable over time.2
“The natural evolution of any batch-based system is continuous — and payroll is no different,” said Ram Palaniappan, Founder and CEO of EarnIn. “Earned wage access was a step in that direction, but it was inevitable that pay would move like everything else in your life — in real time. We stream music, entertainment, news, sports, and more whenever we want — now, with EarnIn Card and Live Pay, you can stream your pay too. It’s a system that’s always on, always working. Live Pay gives workers access to money they’ve already earned, putting them back in control of their financial timing. It’s a long-overdue upgrade to how we get paid.”
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“I used to be restricted in how and when I could pay bills,” said Madeline Harrison, a user of the EarnIn Card. “Now I can see what I have, pay for things earlier, and actually plan. That flexibility helps me budget better and gives me more control over my money.”
Live Pay builds on EarnIn’s track record of innovation, following Early Pay, which allows customers to access their entire paycheck up to two days early.4 Live Pay takes this innovation further, delivering real-time access to earnings, as people work.1
“Live Pay fundamentally changes the relationship between time, work, and money. This isn’t just a product feature – it’s a new financial primitive,” said Alex Rampell, a General Partner at Andreessen Horowitz and Investor in EarnIn. “By giving customers real-time access to what they’ve already earned, EarnIn is redefining how income moves through the system. We believe this shift will underpin the next generation of financial services.”
With the launch of Live Pay, EarnIn is building the foundation for a new financial system centered around the needs of people, while offering real-time access to their pay.1
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